Best Live Baccarat Casinos in 2024 – Claim $5000+ at Top Live Dealer Baccarat Sites for Real Money

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David Myers

David Myers Gambling Content Editor

David spent 25 years as both a writer and editor within the betting/casino industries - including at The Guardian, Racing Post, 888Casino and Sky Sports Racing - prior to joining BBI. He has a diploma in sub-editing and law, is the author of four books, and remains a successful sports tipster.

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Gambling Content Editor

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Ernest Masuka Senior Casino Journalist

Ernest Masuka has cultivated his expertise in the realm of casino gaming, drawing from years of hands-on experience as a casino floor manager. Over the las five years, he has dedicated himself to crafting in-depth online gaming guides and reviews. Joining Basketball Insiders as a freelance content writer in 2021, he has since ascended to a prominent role as a full-time contributing writer. His previous affiliations include contributions to notable online platforms like SilentBet and TopBettingSites.

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Ernest Masuka Fact Checker

Updated 22 Jan 2024

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Brace yourself for an awesome night of live Baccarat. Keep reading as we unpack the USA’s 10 best live Baccarat casinos online, tips and strategies to improve your live Baccarat game, top welcome offers for a quick bankroll boost, and the Free Play options available. Your guide to live Baccarat starts now! 

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1. Wild Casino – Overall best live Baccarat casino
2. Everygame – Multiple deposit/withdrawal methods
3. Bovada – Points awarded for live Baccarat gameplay
4. Las Atlantis – Various live baccarat table limits
5. Lucky Block – Top rapid payout online casino with live baccarat for real money
6. Ignition – Top payouts on live Baccarat
7. BetOnline – Strong live dealer mobile integration
8. Slots.lv – Bonuses on first 9 deposits
9. BetUS – Great activities for Baccarat players
10. MyBookie – Intuitive and stylish live dealer suite

Comparing the Best Live Casino Baccarat

With our pick for the top five live Baccarat suites out on the table, it’s time to dig a little deeper into what each gaming platform has on offer in terms of live features, table limits, max payouts, and software providers. 

The Perks of Playing Live Casino Baccarat

We’re seeing a bright new and exciting era of online gaming unfold before our very eyes. Gone are the days of fighting through traffic and struggling to find a table at your local real-world casino on a Saturday night.

Live Baccarat and other leading titles bring all the thrill of playing in person straight to your digital door, with immersive, captivating tables only a few clicks away. Here are some of the perks of playing live casino Baccarat from the comfort of your own home. 

Real People and Interactive Live Baccarat Tables 

Live casino games have become so intuitive over the last few years, that playing from home and playing in person is fast becoming one and the same. When you log in and head over to live Baccarat, you’ll be greeted by professional real-world dealers and other players.

Also, throughout your gameplay you’ll be able to interact with them via the in-game live chat feature, swapping stories, telling jokes, and commenting on each other’s gameplay. Additionally, there is always an open slot at live Baccarat tables online, where you’ll never need to wait to be seated. All you need to do is click into any live Baccarat game and start playing immediately. 

Multiple Options and Choices

Players of any level can browse through the live Baccarat selection on offer and tailor the experience to their own unique playing style. Off the bat, you can choose which dealer you’d like to go up against from the onsite options available, as well as other playing aspects like table colors, speed of play, time of day, RTP, maximum withdrawal limits, and min/max buy-ins.

Also, depending on your skill level and preferences, you can choose to start out easy on a lower buy-in table and, if the night’s on your side and you’re on a hot streak, you can up the ante and visit premium live Baccarat options with higher buy-ins, faster gameplay, and potentially higher payouts.

Honesty and Convenience

And of course, one of the major perks of playing online is the safety aspect. For example, if you’re siding with any of the above ten live Baccarat online casinos you can rest assured that you’ll never be taken for a ride by the house. All table action is streamed live and recorded for later.

Dealers are held to the strictest playing standards and the chance of the game being rigged in the house’s favor is at an all-time low. Watch the action unfold and track your progress with real-time stats, payouts percentages, wagers to date, and total hands won.

With live Baccarat, you can log in and start playing immediately at any time of the day and from anywhere in the world. Likewise, whether from your desktop or smartphone, you can take on high limit stakes and wager on the best tables without having to dress up and go out. All the best live dealer action is a few clicks away, ready and waiting to be enjoyed 24/7.

How Does a Live Dealer Baccarat Game Work? 

Live Baccarat or Live Dealer Baccarat is the same game and operates in the same way as regular Baccarat , but with a few cool differences. Nonetheless, the same core rules apply, whereby the game itself is played against the dealer with 8 shuffled decks of cards.

Player’s can either choose to bet on the Banker’s hand, the Player’s hand or a Tie hand, with the aim of predicting which will be equal to or closest to 9. Depending on the outcome of the deal, you’ll either win, lose, or tie. 

If you’re worried that you’ll be missing out on all the great atmosphere that comes with a real-world game of Baccarat, rest assured, live Baccarat never compromises that all-true and exciting casino feel, operating in the same way as a regular game of Baccarat down to the tee. 

The dealers are shuffling and sending out the cards from a live-streamed, stylish studio. Additionally, multiple camera angles are set up to ensure that players can see every aspect of the game in real-time. Also, dealers are equipped with lapel mics and are able to vet and address questions, tabulate takings, and comment on your gameplay in real-time. 

Throughout the game, players can interact with each other and the dealer via the live chat feature. Furthermore, the running stats of each table are displayed at the bottom of the screen, where wins are tabulated and players can keep a running account of their win ratio, losses, and wagers made.  Each table comes with its own unique RTP which should be displayed clearly on each table’s information bar. 

Being fully digital, seats are unlimited and the games themselves run around the clock with count-down timers to live sessions displayed on the live dealer suite homepage.

Furthermore, the main benefit to live Baccarat gameplay is that you can mix and match and pick your preferred playing style. Find your favorite dealer, pick your table limits and choose who you want to play with. This can be done in real-time with the least possible hassle. 

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One of the only drawbacks to playing games via a casino live dealer suite is that the option to play for free or on practice mode usually isn’t available. All the same, once you log in to a live Baccarat session, you’re more often than not playing for keeps against other players and the dealer.

If you’re still new to Baccarat or looking for ways to improve your strategy, it helps to play regular Baccarat lineups first. Nevertheless, all of the top ten live dealer Baccarat casinos listed above have standard Baccarat options available under their “Table Games” section. These games usually have the option to play in “Free Mode”.

Select your favorite Baccarat game from the platform dropdown list and select the “Practice Mode” feature. Get to grips with the gameplay, perfect your strategy and play for as long as you like without having to wager a cent. Indeed, when it comes time to wager for real, you’ll be able to take what you’ve learned and put it into practice on live Baccarat or other leading titles.

While Baccarat is easy to get the hang of, taking the time you need to learn the ropes, understand the terminology and refine your strategy at large will put you in a strong position to beat the dealer and take home higher payouts when you start playing live Baccarat .

Learning the Intricacies of Live Dealer Baccarat

We’re not going to waste your time with lengthy descriptions of what Baccarat is and how it works. We know you’re looking for actionable insights into live baccarat online so we’ll cut the noise and keep to the essentials. 

The Odds and Payouts

Live Baccarat odds and payouts vary from table to table, but as a general rule, Banker and Player betting odds are quite similar. Also, the tie has a much lower chance of hitting, with a high house edge, but if you’re feeling lucky, you can try placing a wager on a tie in hopes of getting paid out 8:1. 

Live Baccarat House Edge

As you can see from the above table, the House Edge on a game of live Baccarat is around 1:20. You should be able to see this information on a game’s home screen as well as the maximum payouts that can be won in a single sitting. Also, make sure your House Edge is never higher than it should be, and do your research before playing.

The riskiest bet by far on a live Baccarat table, or any variation for that matter is the Tie. While the Tie pays out excellently, it’s hard to get and tricky to bet on. However, if you’re looking to play a short and exciting few hands, you might do well to place wagers on the Tie. If you’re looking to stay at the table for longer sessions, avoid the Tie and reserve your wagers for Banker/Player

The Third Card in Live Baccarat Online

Lastly, let’s quickly chat about the live Baccarat Third Card Rule. As you’re well aware, the main goal of Baccarat, live or otherwise is to bet on the hand (either Player or Banker) that will equal or come out closest to nine. 

After having been dealt the two cards, and if their hand is nowhere near nine, both player and dealer may have the option to draw a third card. Importantly, whether or not this rule stands is unique to each hand, with the dealer’s (Bankers) third-card rules being slightly more complicated. 

Players Third Card Rule 

• If a player’s hand totals 0-5, they’ll get another card.
• When a player’s hand totals 6-7, they’ll need to stand.
• If a player’s hand totals 8-9, they’ll either win or tie.

Dealers (Bankers) Third Card Rule 

• If the player has stood on their two-card total, the banker will take a third card (if 0-5) and stand (if 6-7).
• When the banker’s hand totals 8-9, they’ll win or tie.
• If the player has taken the third card, the banker will do the same if the hand totals 0-2.
• When the player’s third card is 2 or 3, the banker will take a third card (if 0-4), & stand (if 5-7).
• If the player’s third card is 4 or 5, the banker will take a third card (if 0-5), & stand (if 6-7).
• When the player’s third card is 6 or 7, the banker will take a third card (if 0-6), & stand (if 7).
• If the player’s third card is an 8, the banker will take a third card (if 0-2), & stand (if 3-7).

Online Casino Live Baccarat Real Money Play

Depending on where you go, you may find a decent variety of Baccarat variations to wager on. These games have similar rules to regular Baccarat, with a few features and side wagers thrown in for good measure.

Additionally, all of the below games can be played at the best online casinos for real money, and, depending on the platform, you may even find live Baccarat variations on offer. Below are the most popular Baccarat spinoffs. 

Punto Banco

The most commonly accepted Baccarat variation is found in live casinos across the world. Punto Banco (“Punto” meaning player and “Banco” meaning Bank) is played against the dealer just like traditional Baccarat, with the aim of betting on one of two sides (Banker vs Player) in the hopes of reaching a hand ranking that’s as close to, if not exactly equal to nine. 

Multi-Seat Baccarat

More of a table preference than a gaming style as such, Multi-seat Baccarat refers to the number of seats available to players on a live Baccarat table. Multi-seat Baccarat usually has around 8 different seats at one live Baccarat table. The added seats create a fun and interactive atmosphere where players place wagers and go up against a single dealer. 

Speed Baccarat

If you’re looking for fast-paced, exciting gameplay you can never go wrong with Speed Baccarat. Originally developed by Evolution Gaming, Speed Baccarat has a 10-second betting period and ultimately faster gameplay. All the same, this live Baccarat variant gives players the opportunity to take part in more hands and win more over a shorter playing time. 

Baccarat Squeeze

Like other Baccarat variants, squeeze Baccarat is played against the dealer using 8 decks of cards. The difference comes in the squeezing of the cards. When nominated, players are able to squeeze (or reveal the value of the cards) as opposed to the dealer. 

Mini Baccarat

A smaller, lower-stakes version of traditional Punto Banco where the cards are shuffled by the dealer only to be reshuffled and placed in a shoe. Even so, Mini-Baccarat plays like a normal game of Baccarat with the main differences being that the table is smaller, players are not allowed to pick up their cards, and the limits are much lower. 

Progressive Baccarat

A great game for tapping into huge jackpots. Progressive Baccarat works like regular blackjack, where an added progressive feature takes a portion of each bet and accumulates over time into a massive jackpot. Also, depending on when the last progressive was won, live Baccarat players have the possibility of winning up to 20,000x their initial stake in one sitting.

Read Our In-Depth Casino Reviews

Top Tips for Live Casino Baccarat Games

We’re starting to get to the end of our live Baccarat guide but before we do, here are some of the tips you can start putting into practice when playing live Baccarat and other variations. 

Avoid the Tie Bet

Unless you’re playing purely for fun and to see what happens, it’s always advisable to avoid the Tie Bet. Although the Tie Bet pays out 8:1, the accompanying odds and house edge are stacked against you. A better strategy by far is to mix and match your live Baccarat bets across Player or Banker.

Commission on Banker Bets

As you may or may not know, there is a slight commission applied (around 5%) to Banker Bets. The upside is that the Bankers Bet has a slightly lower house edge over the Players Bet.

Try varying your strategy, where for every two or three wagers made on a Player Bet, an additional wager gets placed on a Banker Bet. While you’ll need to fork out the 5% or similar commission, you may very well win more frequently. 

Avoid Zero Commission Baccarat

Staying on the topic of Baccarat commission for a second, be wary of any games that promise zero commission gameplay. While this may sound enticing at first, a little digging reveals that these games are stacked strongly in the favor of the house with the added annoyance of lower payouts on wins. 

Look for Tables with Fewer Decks

Do your research and, where you can, find live Baccarat games with fewer card decks in active play. Remember, 8 decks are the going standard in most live Baccarat games, the tables that tend to have significantly lower odds are the ones played with fewer cards. Research the options available to you and where possible try and find tables with 6 or 7 decks. 

Be Cautious with Side Betting

Baccarat has a number of side bets that players can put into circulation before or during a hand. While these side bets may seem enticing and hold the promise of releasing additional payouts, they do come with a larger house edge.

Depending on your playing style, this might be the right option, and, yes, you will stand to gain more IF you consistently win. However, if you’re looking to play the long game and rack up nominal wins over time, you might want to avoid these side bets and stick to the main game. 

Signing Up at Live Baccarat Sites

You’re almost ready to start wagering and winning on Live Baccarat. All that’s left to do is choose your favorite live Baccarat casino from the list above, create an account and make your first deposit. Below are three simple steps to get you started.

Step 1: Create your Live Baccarat Casino Account 

Once you’ve chosen your top live Baccarat casino, you can register a new player account by heading over to the platform home screen and hitting the “Join Now” button. A short registration form will appear where you’ll need to add in a few details, including your name, email, date of birth, and unique password.

Step 2: Make Your First Deposit

From here you’ll be directed to the payments page to make the first deposit.

In the example below, we’re maximizing the Wild Casino welcome bonus by depositing $1,000 using the code “INSIDERS”. This action triggers the “250% up to $1,000” welcome bonus, which adds an extra $2,500 in bonus credit to our wagering balance.

Step 3: Select Your Baccarat Game

With your account funded, proceed by clicking the “Table Games” tab, enter “baccarat” in the search bar, and select from a range of baccarat games available at Wild Casino.

Step 4: Playing Live Baccarat

Interested in playing live baccarat? Simply visit the “Live Casino” section, where you’ll find an array of tables featuring various wagering limits to choose from.

Play Live Baccarat Online Today

Ready to start playing the best live Baccarat from the comfort of your own home, or anywhere in the world for that matter? The above ten casinos are sure to supply the best variations, top payouts, additional bonuses, and leading limits. Perfect your strategy and play Baccarat online for free. Then, hit any of the above world-class live Baccarat suites and bring home the goods!

Wild Casino has been able to retain its position as the best live Baccarat casino in 2024 because the casino puts players first. Strategy tips are available, there are breathtaking bonuses on offer to wager on the Baccarat table, and Wild regularly rolls out new games, and partners with some of the world’s leading software providers.

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