Best Online Casino for Baccarat – Top Baccarat Casino Sites

Check out this comprehensive guide to baccarat casinos. We have extensively scoured the internet to discover the finest online casinos offering baccarat games.

On this page, you will find baccarat tips, game details, and reviews of our best online casinos for playing baccarat.

The Best Online Casino Baccarat Sites List 2024

Here are the best Baccarat online casino sites available to US residents:

1. Wild Casino – Best overall online baccarat casino
2. TG Casino – No KYC casino with live baccarat games
3. BetNow – Get rebates on your baccarat playing
4. Bovada– Best Baccarat Casino Site VIP Program
5. BetOnline – A wide range of banking methods
6. BetUS – Online baccarat Casino with Great Bitcoin deposit bonus
7. Drake – Video & live baccarat available
8. Lucky Creek – Best baccarat site for leaderboard prizes
9. Slots.lv – Regular VIP rewards for baccarat players
10. SlotoCash – Classic baccarat game to play
11. Mega Dice – 10+ cryptocurrencies accepted

Best Online Baccarat Casinos Reviewed

Below, we will take a closer look at our top 5 recommended baccarat casinos. Each is slightly different, so choose the casino that is best for you.

1. Wild Casino – Best Overall Online Baccarat Casino

Wild Casino is one of the best offshore casinos for USA players so we consistently recommend the site. It is particularly good for Baccarat too. The platform features two Baccarat tables with a maximum bet limit up to $5,000, making it ideal for high rollers. There are also some games that put a twist on the classic formula, you can check out Ultimate Baccarat and Dragon Baccarat.

You can complete transactions at Wild Casino using typical methods such as credit card or bank wire. Your best option is to use one of the 10+ crypto coins they accept. You can avoid transaction fees and receive quicker payouts if you do. Wild Casino is also attractive for its $5,000 welcome bonus.

2. TG Casino – No KYC Casino With Live Baccarat Games

This baccarat casino is accessible via the encrypted messaging app Telegram Messenger. The casino uses the security features offered by Telegram FZ LLC’s messaging app. They have a fantastic casino library filled with slot games and live dealer games. They have been provided by top developers such as Hacksaw Gaming and Pragmatic Play.

This means you can play virtual baccarat games as well as those hosted by live dealers. There are standard versions of the game available in several live lobbies. You can also check out lots of variations on the classic game. There is Speed Baccarat, Baccarat Control Squeeze, and Lightning Baccarat.

3. BetNow – Get Rebates on Your Baccarat Playing

BetNow casino is a great option for playing Baccarat online. The casino is split into the Platinum Casino which features virtual table games and slots. And there is the live casino which naturally features a range of games including a live dealer baccarat game.

They are easy to sign up to and accept a wide range of payment solutions. These include traditional methods such as all major credit cards as well as crypto coins. There is very little crossover between the traditional methods accepted for deposits and those permitted for payouts. There is an ongoing offer that will give you back 10% of your losses on casino games back to you every week.

4. Bovada – Best Baccarat Casino Site VIP Program

Bovada is another top online baccarat casino . The site offers multiple table variants where you can play baccarat online for real money at each of them. It’s also possible to play online casino live baccarat at Bovada. The table limits vary but it’s possible to play baccarat from as little as $1.

You can also try out baccarat for free with practice play to see if this online casino is right for you. On top of that, Bovada offers one of the best online casino promotions available anywhere. The bonus consists of three separate deposit bonuses up to the value of $1,000 each time.

5. BetOnline – A Wide Range of Banking Methods

At BetOnline, there are currently four video Baccarat games. Ultimate Baccarat and Dragon Baccarat are accompanied by two classic variants, with all being playable on desktop and mobile. New members can utilize a welcome bonus worth 100% up to $3,000, with BetOnline also coming with a generous VIP club.

A whole host of payment methods can be used to fund bets at BetOnline. The list includes Bitcoin, Litecoin and Ethereum, as well as Visa, Mastercard and American Express.

Live chat support is available 24/7 too, with BetOnline, founded in 1991, having an excellent reputation within the industry.

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Top Baccarat Casino Sites Comparison

In the table below, we have provided a breakdown of our top rated Baccarat casinos. Here, you will learn about the games, bonuses and payment methods offered to players:

How to Compare The Best Online Casino Baccarat Sites

Variety & Quality of Games

Baccarat has a low house edge compared to other table games. Therefore you might find that most online casinos only offer a few Baccarat tables, and some don’t offer any at all. You may want to consider looking at the casino’s selection of other games when choosing.

Free Baccarat Games

If you’ve never played Baccarat before, you should try the game in demo mode, aka “play money” mode. Free Baccarat games provide an opportunity to learn the game’s rules for free without risking any real money.

Not all online Baccarat casinos offer free Baccarat games, but the best Baccarat online casino sites we recommend do.

Betting limits

Look for betting limits that suit your budget. There’s no good joining a low stakes table if you are something of a high roller. You may want to look for a Baccarat casino with varying limits acros smultiple tables. Or simply look for one that has a table with your preferred range.

New Games

If you like to spice things up, look for a casino that offers unique varieties of Baccarat. Some top online providers also offer titles such as Baccarat Pro and Baccarat Gold. There’s a possibility that new versions of Baccarat could be released. Make sure you choose a casino that works with a variety of providers so you don’t miss the next release.

Mobile Experience

These Baccarat casino online providers offer responsive games that you can enjoy seamlessly on iOS and Android devices. You may find their wares through dedicated casino apps. However you may have to visit the mobile version of their site on a mobile browser.

Baccarat bonuses & promotions

When signing up with the best Baccarat online casino sites, you can count on receiving exquisite welcome bonuses. However, many online rewards are reserved for slots play, and most of them are very difficult or almost impossible to clear while playing Baccarat. That’s why if you intend to use your bonus to play Baccarat online, ensure that your online casino’s bonus terms & conditions allow you to do so.

VIP Schemes

The best Baccarat online casino sites offer VIP programs, also known as loyalty schemes, to keep their most loyal customers gambling away. Members of a VIP club collect points by placing real-money wagers and can redeem these points for bonuses, concierge services, and cashback. Check out Lucky Creek for an excellent VIP scheme.

Legality of Online Baccarat in the US

Baccarat is a game of chance, which means its availability is subject to state-specific gambling regulations. As of 2024, most states in the U.S. have not legalized online gambling, although this has been changing since the United States Supreme Court repealed PAPSA. New Jersey, Pennsylvania, Michigan, Delaware, and Nevada are leading the way in the online gambling legalization space, with more states joining their ranks each year.

Additionally, players in almost all U.S. states, even states without regulated online gambling, can play Baccarat online without breaking local laws by joining one of the best Baccarat online casino sites licensed offshore and recommended on this page. Some offshore casinos are fraudulent, so make sure to follow the recommendations on our website to avoid trouble.

How to Play Baccarat at the Best Baccarat Online Casino Sites

Baccarat is one of the most popular and most accessible games to get started with. The gameplay gets more complex and risky as you begin placing side bets, but you can learn the basics in less than 10 minutes.

Keep in mind that the best Baccarat online casino sites feature detailed tutorials on how to play their games, alongside in-depth overviews of the rules that apply to their specific variation of Baccarat

If you’re a beginner, we recommend starting a hand of Baccarat by betting on either the Player side or the Banker side. This doesn’t mean that you’re necessarily the Player and the card dealer is the Banker; the banker/player distinction is just a label used to differentiate between two sides of the betting grid on the table.

The Dealer places two cards on each side of the grid. The side that gets a total score closer to nine, without exceeding it, wins. For example, if the cards on the Dealer side are a 3 and a 5 (total score of eight) and the cards on the Player side are a 4 and 2 (total score of six), the Dealer wins.

If at any point the Player or the Banker side totals eight or a nine, i.e., a “natural,” no more cards are drawn, and the side automatically wins the hand. All Banker and Player winnings are paid out 1 to 1, meaning for every $1 you wager, you stand to win $1. If neither side scores eight or nine, the hand continues as follows:

When the combined total on either side exceeds nine, the score for that side is considered zero, which is called a “Baccarat,” and the other side wins. If both the Player and Banker side include a “Baccarat,” the Dealer will deal an additional card to either the Banker or Player side, depending on the rules of the Baccarat casino game you are playing.

For example, with some baccarat strategies, the Player always stands if they score six or higher but may draw a third card if they score five or below The rules for the Banker are generally more complex and vary depending on the Player’s action.

The maximum number of cards allowed per side is three, which means neither the Player nor Banker can draw more than one card to go with their two hole cards.

Most Baccarat casino game tables allow you to bet on a tie (“standoff”). A “tie” bet wins if neither the Banker nor the Player loses, i.e., if both sides have identical scores. Tie bets pay 8:1, meaning there’s more volatility involved with them.

Another popular bet is the “Pair” bet. Pair bets involve betting on whether the two cards on either the Dealer or the Player side will be a pair, for instance, two fives or two Queens. A successful “Pair” bet pays 11 to one.

The Banker bet has a slightly better odds of winning than the Player bet (45.80% vs. 44.60%), which is why the casino takes its commission from winning Banker bets. The standard commission at the best Baccarat online casino sites is 5%.

Like roulette, online Baccarat does not require you to make decisions throughout the game. You place your bets and hit the “Deal” button, then watch the rest unfold on your screen. This simplicity makes the game easy to get started with. As a player, your influence on the game lies in your choice of betting strategies, i.e., your betting choices and bet sizing.

If your version of Baccarat features side bets, your casino should provide a detailed paytable with payout conditions. Remember that side bets at the best Baccarat online casino sites are high volatility and feature the lowest return-to-player (RTP) out of all Baccarat betting options.

Baccarat Gambling Rules

You can quickly learn the main baccarat gambling rules here:

• The game begins with a betting round where players can place their wagers on the table.
• Most baccarat gambling games use six or eight decks of 52 cards, without any jokers.
• The dealer follows set rules for dealing the cards to both sides and the player cannot make any changes.
• If one side is dealt a total of eight or nine from the first two cards, no additional cards are dealt.
• If the total for the Player hand is worth five or fewer points, another card is dealt for this side.
• If the Player has a hand that requires it to sit, the Banker receives another card on a total of five or lower.
• Most online baccarat gambling games also have a betting option for a Tie that pays 8:1 or 9:1.

Top 5 Online Baccarat Tips

Need a few points before you head to the tables for the first time? We’ve got you covered with 5 top Baccarat tips to help you learn the ropes and enjoy one of the most popular casino games online.

1. Don’t Make the Tie Bet

Most baccarat gambling games will pay 8:1 for a tie bet and that might sound appealing. However, the chance of getting a tie is of around 10%, which results in a house edge of 14.4%. As a result, a tie bet is the worst option you can make at the baccarat gambling online table. We recommend avoiding it altogether or only making it on rare occasions.

2. Bet on the Banker Side

You don’t really need a complicated baccarat gambling strategy to make the most out of the game. There are two betting options worth considering and one of them has a slightly better payout rate. Even with a 5% commission on the win, the Banker bet has a house edge of just 1.06% and it is recommended over the Player bet at 1.24%.

3. Practice with Free Online Baccarat

The best way to learn how a casino game works is to play it after reading the rules. Luckily, some of the best online casinos in the USA allow you to practice in demo mode. You receive a practice balance and can even try out different gambling systems in baccarat before switching to real money. Ignition is a great place to try free baccarat.

4. Set a Budget and Stick to It

When it comes to real money online baccarat gambling, we strongly recommend setting limits. You can make a budget for the month and then divide it for each session. If you reach your loss limit for the day, stop and try again some other time. It might even be a good idea to set win limits in order to secure the profits after a hot run.

5. Use a Betting Strategy

Once you are comfortable with baccarat gambling, you can implement a betting strategy. We recommend a Martingale system where you double the bet after a loss and reset it after a win. It is easy to apply in baccarat when making the Banker bet and it can have good results in short sessions.

Baccarat Game Variations

Next, let’s take a look at the different types of baccarat games you can expect to find at our recommended casinos.

Mini Baccarat

A game of mini Baccarat accommodates only seven players instead of the usual eight. One of the advantages of mini Baccarat is that one croupier, as opposed to three, is required to get the game going. Mini Baccarat is very popular at live casinos because of its low bet limits, making the game accessible to beginners.

Chemin de fer

Chemin de fer is a baccarat gambling variant the is mostly played in France. The name comes from the French term of railway, which refers to the higher speed of the game. However, Chemin de fer is not that popular online because it is a bit more complicated and requires more players.

After the action starts, one of the players at the table is assigned the role of banker and makes a wager. The other players are punters and can declare, in order, that they “go bank” and play against the current bank with a bet. Only one player can go bank however. The drawing rules remain the same and the stronger baccarat hand wins.

Punto Bunco

Also known as “American Baccarat,” this game variation was exported from the U.S. to Argentina and Cuba in the 1950s. Punto Bunco allows up to 14 players to play simultaneously.

In this version of the game, the “Player” is called Punto, while the Banker is known as “Bunco.” Punto Bunco uses between six and eight decks, and the croupier does all the shuffling and dealing; players don’t get to make any decisions about the third card. This variation uses six standard playing decks of 52 cards each.

Baccarat Banque

Another popular Baccarat casino game is Baccarat Banque. In this variation, also known as Deux Tableaux, the Dealer is selected at the beginning of each hand. In most cases, the Dealer is either the first player to have joined the table or the player who made the largest bet in the previous hand. Unfortunately, Baccarat Banque is difficult to find even at the best Baccarat online casino sites.

Live baccarat

Playing a baccarat casino online game with a live dealer is the closest you can get to an in-person experience. However, you can enjoy this from the comfort and convenience of your own home.

Super 6 / Punto 2000

Super 6 Baccarat is another variant that is also known as Punto 2000 or No Commission Baccarat. In this version of the popular card game, winning banker bets pay even money, instead of 95%. It eliminates the 5% commission but adds another rule. When the banker wins with six, the payout is only 50%.

The result is a house edge on a banker bet that is actually higher overall, going up to 1.46%. An advantage to Super 6 is that it generally provides a faster pace in casinos. Since dealers don’t have to calculate the 5% commission, the hands are dealt much quicker. It is easier to offer 50% payouts when the banker wins with six.

Lightning Baccarat

Lightning Baccarat is a special version that is only available online and comes with win multipliers. Every round, 1-5 cards are randomly picked from a 52-card deck and issued multipliers from 2x to 8x. If a player wins with one or more of these cards, the payout is multiplied by the given value.

The card game is definitely thrilling and can result in very large wins. The maximum multiplier is with three cards of 8x, resulting in a 512x payout. However, all bets in Lightning Baccarat come with a 20% fee in order to cover the multipliers.

European Baccarat

What sets European Baccarat apart from other game variations is that the former allows players to choose between a “Draw” and a “Stand” if they score five.

Playing Live Baccarat Online

Live dealer games bridge the immersion gap between online and physical casinos. By playing live Baccarat at the best Baccarat online casino sites, you get to enjoy the social component of gambling from your computer or mobile device. Games are streamed in real-time from dedicated studios, and you get to choose your preferred Dealer. What’s more, the croupier wears a headset that allows them to talk to you and answer your in-chat questions.

When it comes to gameplay, the interface of a live Baccarat table usually mimics the one in a standard digital version of the game. The main difference is that the live Baccarat interfaces include a chat feature to connect with the Dealer and other players at your table.

Not all of the best Baccarat online casino sites offer live Baccarat. For example, BetOnline and Wild Casino currently feature only digital Baccarat.

It’s worth noting that live Baccarat frequently features higher minimum and maximum betting limits, which helps the casino and provider cover the extra costs associated with streaming live play from a physical studio.

Free Online Baccarat vs. Real Money Baccarat

The best Baccarat online casino sites allow you to test their tables in demo mode using play money. They do this to help players get a feel for the game and learn the rules without risking their funds.

You can typically access the game in demo mode before creating a free account at your casino; however, a few providers require you to create a free account before providing access to their games in play-money mode.

Please keep in mind that Live Dealer games are not available in demo mode. The reason is that running and maintaining a live Baccarat studio costs money, and even the best Baccarat online casino sites wouldn’t be able to afford running live tables free of charge.

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Baccarat Payout

It is important to know how baccarat payouts work so that you can plan your bets accordingly. Like most other casino card games, baccarat doesn’t generally offer massive prizes compared to the stake. It is however a stable gambling option and that is what makes it a good choice. Let’s take a closer look at the odds and how it compares to other popular casino games.

What are the Odds of Winning in Baccarat?

Baccarat odds depend on the number of decks in play and on the variation. Here we will focus on the standard Punto Banco version since this is the most popular in the USA. Player bets pay even money, while Banker bets pay 95% due to a 5% commission on the winning amount. Even so, the baccarat house edge is as follows:

• Player house edge: 1.24%
• Banker house edge: 1.06%
• Tie house edge (8-to-1 payout): 14.4%
• Tie house edge (9-to-1 payout): 4.85%

What does baccarat payout at gambling sites? Baccarat gambling games maintain a high payout rate at trusted casinos online. The largest prize is in versions where the tie bets pay 9:1. Wild Casino has a great option with this payout, developed by Magma.

Baccarat vs Other Casino Games

Check this table to see how the RTP of Baccarat matches up to other casino games.

Baccarat Terminology

Like most online casino games, Baccarat has an associated vocabulary. Here are the most common Baccarat terms you’ll encounter.

• Banco – The Spanish word for banker, commonly used in Punto Banco Baccarat.
• Banker – One of the three possible betting options in standard baccarat.
• Bankroll – The amount of money available for baccarat gambling.
• Commission – Refers to the 5% fee that is charged to winning bank and player bets.
• Dealer – The casino staff member in charge of dealing the cards in live casino games.
• Face cards – This is what cards with the King, Queen, or Jack of any suit are called.
• House Edge – This is the advantage the casino holds over the player.
• Mini Baccarat – A version of Baccarat played with fewer players at the table.
• Player – One of the three possible betting options for the outcome of a baccarat round.
• Punto – The Spanish word for player, used to identify the Player bet in baccarat.
• Tie – One of three possible outcomes that players can bet on in classic baccarat gambling games. It is when both the Player and the Banker have the same value hands.
• Natural – When you are dealt two cards that total either 8 or 9.
• Up Card – A card that is turned up so that the value is visible.
• Burning – This occurs right after the shuffle. The top three to six cards will be discarded before a new game begins.
• La Grande – French for “The Big One.” This term refers to a natural nine which is the best hand in baccarat.

Payment Methods

There are several banking options that can easily be used to deposit and withdraw cash.

Cryptocurrencies

Banking with crypto tends to offer the quickest payouts with the most secure transactions. Your options are not limited to Bitcoin as popular coins like Ethereum and Cardano also tend to be available.

Credit and Debit Cards

Cards from Visa, MasterCard, American Express, and Discover tend to be available for deposits. However, withdrawals to cards are not currently available in the USA due to local regulations.

Bank Wire Transfer

Bank transfers are tried and tested but usually come with higher limits and imposed fees. Cashing out also takes longer due to bank processing times.

Person to Person

Person to Person is an international money transfer system for sending funds between individuals. It is generally available at online casinos for both depositing and withdrawing. Some operators will cover the transaction fees for large payments that exceed $300.

Best Baccarat Online Casino Sites – Conclusion

Baccarat is a fun table game that’s easy to get into. You can start playing it at a number of top offshore casinos but we particularly recommend Wild Casino. You’ll find it easy to make an account with them and there’s a generous welcome bonus to enjoy. They also have plenty of baccarat tables including a few that feature fun twists on the game.

FAQs

Is it legal to play online Baccarat in the U.S.?

Online Baccarat is legal in states that have regulated online gambling. Otherwise, you can use an offshore casino. No one in the history of the United States has been prosecuted for playing casino games at offshore sites.

How do you play Baccarat online?

Simply open an account with an online Baccarat casino. Make a deposit, and find a Baccarat game to start playing.

What is the best online Baccarat site?

Wild Casino is our favourite Baccarat casino because of their numerous tables and high bet limits.

Where can I play Baccarat online for real money?

You can play Baccarat at regulated online casinos in your state or using offshore casino sites.

How do I win at online Baccarat?

In Baccarat you can win by successfully wagering on who will have the hand that is valued closest to nine.

What is the object of baccarat?

The goal in a baccarat gambling game is to bet on the side that has the higher value at the end of the hand. Keep in mind that only the rightmost digit counts.

What makes a winning hand in baccarat?

A winning hand is a hand with the closest score to 9. Some variants may provide different ways of obtaining a winning hand. Ultimately, the best possible hand would be a natural nine – also known as La Grande.

Is baccarat easy to learn?

Definitely. Baccarat is one of the easiest casino games to learn and play. You just have to place your wager, select either Banker or Player, and deal. It really is that simple.